| 1.Loan Amortization - for Windows 95 or higher |
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22/Jun/2007 |
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WHY GO TO THE BANK AND PAY GOOD MONEY FOR LOAN
SCHEDULES?
This program will calculate and print a complete amortization
schedule for loans with any term up to 30 years. The
amount of interest paid during any calendar year is also
calculated for your use at tax time.
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| 2.Refinance It-for Windows 3.1 |
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22/Jun/2007 |
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When current mortgage interest rates are 2 or more percentage points below your existing rate, it may be advisable to refinance your existing mortgage. This analysis shows whether it is to your advantage to refinance depending on the number of years you expect to live in your present home, the interest rate spread, closing costs and your tax bracket is included in the analysis.
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| 3.Maxmortgage - for Windows 3.1 |
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22/Jun/2007 |
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Maxmtge.EXE - A mortgage qualifier for either a fixed- rate or
variable-rate mortgage which shows how large a mortgage you
qualify for. Qualification depends on your income and long term debt.
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| 4.Loan Amortization - for Windows 3.1 |
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|
22/Jun/2007 |
|
|
WHY GO TO THE BANK AND PAY GOOD MONEY FOR LOAN
SCHEDULES?
This program will calculate and print a complete amortization
schedule for loans with any term up to 30 years. The
amount of interest paid during any calendar year is also
calculated for your use at tax time.
|
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| 5.15 vs 30 Year Mortgage - for Windows 3.1 |
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22/Jun/2007 |
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|
Do you really think you're saving money with a 15 year fixed rate
mortgage rather than one with a 30 year term. This program may
change your mind. The basic premise of this evaluation is that if
the buyer could afford the monthly payments for the shorter term
(and would invest thedifference in monthly payments according to
the instructions), at certain rates of return on the investment it
would be more advantageous to obtain the 30 year mortgage.
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| 6.Biweekly Amortization - for Windows 3.1 |
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22/Jun/2007 |
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THE BANKERS' SECRET IS REVEALED!!! By making a loan payment
every two weeks of half of the monthly payment, 26 payments are
made each year. This program demonstrates the savings available
to you if you pay your mortgage everyother week instead of monthly
and are CREDITED THE PAYMENT by the lending institution at the
time of payment.
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| 7.Loan Term Amortization |
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22/Jun/2007 |
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This program may be used for any simple interest type loan including automobile
loans where you know the amount of the payment you wish to make and need to
know how many months and/or years it will take to pay off the loan. Simply adjust
your payment to arrive at a fixed whole number of equal payments you wish to make.
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| 8.Added Irregular Payments for Windows 95 or higher |
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22/Jun/2007 |
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This program is an added payment schedule that demonstrates the effect of addding payments at different times to reduce the term of a loan and also reduce the amount of interest paid. It will run underWin9x,winNT4, Win 2000, Me &XP. By making additional principal payments when paying your monthly mortgage, you will reduce the term of the loan and gain equity in your home at a faster pace. If you decide to utilize this method of payment, be sure that the bank or other lending institution
credits the amount against the principal of the loan each month. Printouts are professional looking and may be used by financial planners as they contain a "prepared by:" area and may be useful for advising a client on this method of mortgage payment by demonstrating to them the effect this type of payment has on the term of the loan as well as the total amount of interest paid.
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| 9.Balloon Amortization - for Windows 3.1 |
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|
22/Jun/2007 |
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|
Bankers are currently touting mortgages with a one to five year
balloon. What they don't tell you is that the interest is usually
based on a 30 year term which, unless you know "THE NUMBERS"
it can result in a shock to your system.
GET "THE NUMBERS" WITH THIS PROGRAM!!!
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| 10.Financial Statement + - Detailed |
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22/Jun/2007 |
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Program Description: FINANCIAL STATEMENT+ - Detailed
This program is arranged in a typical lending institution format.Although it may not be in the format required by any given institution it provides all the information necessary for completing an actual financial statement. This form has been accepted as-is by many financial institutions nationwideand is interactive so that data need be supplied only once to complete a statement.
Printouts are professional looking and may be used by financial planners and lawyers in assisting a client to prepare a statement of their financial condition as well as their current income and expenses.
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| 11.Savings/Pension Growth - for Windows 95 or higher |
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22/Jun/2007 |
|
|
AH-YES!!! COMPOUNDING INTEREST IS WONDERFUL!!! This
program will calculate a complete annuitization schedule for
regular deposits with duration's of up to 40 years at inputted
rates of return. The amount of interest accumulated during any
calendar year is also calculated for your use at tax time.
IF YOU'RE YOUNG ENOUGH, THE RESULTS OF SAVING
REGULARLY WILL ASTOUND YOU !!!
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| 12.Retirement Investment Req'd - Windows 95 or higher |
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22/Jun/2007 |
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|
Have you completed an annual budget for your years of retirement
yet? Have you called the Social Security Hotline (1-800-772-1213)
to obtain your estimated monthly SS benefit so that you can
evaluate the monthly shortfall you may experience? This program
calculates the amount of money required to provide a given
monthly income at retirement with or without withdrawing capital,
which, when added to your Social Security monthly benefit, will
show your condition.
You can then calculate the additional monthly deposits you need
to make to retire with financial security.
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| 13.Portfolio Fundamentals - for Windows 95 or higher |
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|
22/Jun/2007 |
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|
This program shows in one table the majority of fundamental
information you can obtain from the Wall Street Journal,
Investor's Business Daily and online sources so that you can
keep an accurate weekly record of a given stock's performance.
|
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|
| 14.Portfolio Evaluator - for Windows 95 or higher |
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|
22/Jun/2007 |
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|
This program tracks your investment's performance for stocks,
bonds, mutual funds, etc. It allows you to evaluate the performance
year-to-date or from initial purchase.
|
|
|
| 15.Growing Money - for Windows 95 or higher |
|
|
22/Jun/2007 |
|
|
O.K.! You're a businessman or employee helping your company
grow. Now use the same thinking to plan for your retirement
This program demonstrates the effect of interest compounding
for monthly, annual, and one-time deposits for any rate of return
or deposit amount.
|
|
|
| 16.Financial Statement - for Windows 95 or higher |
|
|
22/Jun/2007 |
|
|
This program is arranged in a typical lending institution format.
Although it may not be in the format required by any given
institution, completion of the form should provide all the information
necessary for completing same. This form has been accepted by
many financial institutions nationwide.
|
|
|
| 17.Auto Loan Calculators - for Windows 95 or higher |
|
|
22/Jun/2007 |
|
|
Confused by all the "hype" about rebates, low interest loans, or
"Rule of 78" versus simple interest loans? This program includes
most of the current types of financing available for automobile
loans. Included are: a simple interest loan calculator; a Rule of 78
loan calculator; a comparison of the two; and a program that can
evaluate the "best deal" on rebates versus low-interest, short-term
loans, as well as the use of a home equity loan for interest
deductions to reduce your taxes.
|
|
|
| 18.Annuity/Pension Payout - for Windows 95 or higher |
|
|
22/Jun/2007 |
|
|
Are you planning for your retirement ? Do you have an annuity
and/or a pension plan but don't know how long it will last at payout?
Do you want to evaluate a lump sum payout as opposed to a
monthly payout for life? This program will demonstrate the length
of time your annuity/pension payout will last at an inputted monthly
withdrawal and includes interest earned from CD's, money market
accounts, savings accounts, or other ways you might invest your
lump sum payout.
What if? calculations can be made using various monthly
withdrawals and rates of return on your invested lump-sum
|
|
|
| 19.Variable Rate Mortgage - for Windows 95 or higher |
|
|
22/Jun/2007 |
|
|
Confused about "Teaser Rates", maximum annual interest rate
increases and maximum interest rate for the term of the loan.
This program demonstrates the worst-case scenario of a variable
rate loan.
This program also allows an analysis of the effect of different
loan rates applied over the length of the loan or it may be used
to actually track a loan repayment. Check your forecasting
ability with this program.
|
|
|
| 20.Added Payment Amortization - for Windows 3.1 |
|
|
22/Jun/2007 |
|
|
By making additional principal payments when paying your monthly
mortgage you will reduce the term of the loan and gain equity in
your home at a faster pace. This program may also be used for
non-mortgage type loans.
|
|
|
| 21.Refinance It -for Windows 95 or higher |
|
|
22/Jun/2007 |
|
|
This analysis shows whether it is to your advantage to refinance depending on the number of years you expect to live in your present home, the interest rate spread, closing costs and your tax bracket is included in the analysis.
|
|
|
| 22.Maxmortgage - for Windows 95 or higher |
|
|
22/Jun/2007 |
|
|
A mortgage qualifier for either a fixed- rate or variable-rate mortgage which
shows how large a mortgage you may qualify for. Qualification depends on
your income and long term debt.
|
|
|
| 23.15 vs 30 Year Mortgage - for Windows 95 or higher |
|
|
22/Jun/2007 |
|
|
Do you really think you're saving money with a 15 year fixed rate
mortgage rather than one with a 30 year term. This program may
change your mind. The basic premise of this evaluation is that if
the buyer could afford the monthly payments for the shorter term
(and would invest thedifference in monthly payments according to
the instructions), at certain rates of return on the investment it
would be more advantageous to obtain the 30 year mortgage.
|
|
|
| 24.Biweekly Amortization - for Windows 95 or higher |
|
|
22/Jun/2007 |
|
|
THE BANKERS' SECRET IS REVEALED!!! By making a loan payment
every two weeks of half of the monthly payment, 26 payments are
made each year. This program demonstrates the savings available
to you if you pay your mortgage everyother week instead of monthly
and are CREDITED THE PAYMENT by the lending institution at the
time of payment.
|
|
|
| 25.Balloon Amortization - for Windows 95 or higher |
|
|
22/Jun/2007 |
|
|
Bankers are currently touting mortgages with a one to five year
balloon. What they don't tell you is that the interest is usually
based on a 30 year term which, unless you know "THE NUMBERS"
it can result in a shock to your system.
GET "THE NUMBERS" WITH THIS PROGRAM!!!
|
|
|
| 26.Added Payment Amortizationfor Windows 95 or higher |
|
|
22/Jun/2007 |
|
|
By making additional principal payments when paying your monthly
mortgage you will reduce the term of the loan and gain equity in
your home at a faster pace. This program may also be used for
non-mortgage type loans.
|
|
|
| 27.Personal Finances+ for Windows 95 or higher |
|
|
22/Jun/2007 |
|
|
THIS PROGRAM IS NOT A BUNCH OF PERSONAL FINANCE
CALCULATORS WITH LIMITED USE. It is a collection
of 8 programs that allow you to: examine an annuity
or pension payout schedule based on the amount with-
drawn each month; evaluate the growth of your pension
or savings plan based on monthly investments;
determine the monies you should be saving to have an
adequate retirement fund; prepare a financial statement
acceptable to most banks; realize the value of early
savings and the time-value of money; compare "deals"
on the purchase of a new vehicle; evaluate your
portfolio performance; and track the individual
fundamentals for your stock portfolio to determine
buy/sell points. Printouts are professional-
looking and may be used by financial planners as
they contain a "prepared by:" area.
|
|
|
| 28.Mortgages+ for Windows 95 or higher |
|
|
22/Jun/2007 |
|
|
THIS PROGRAM IS NOT A BUNCH OF MORTGAGE CALCULATORS
WITH LIMITED USE.
It is a collection of 8 mortgage type programs complete with
schedules which will help you evaluate the type of mortgage best
fitted for your use. Each program may be purchased separately.
The program provides full amortization schedules or complete
information to qualify for a new mortgage or refinance an existing
loan. The program includes added payment; balloon; biweekly
payments; simple interest loan; 15 versus 30 year; and variable
rate mortgages as well as a mortgage qualifier and a refinancing
analysis. Printouts are professional-looking and the programs
may be used by a financial planner as they include a "prepared by:"
entry area.
|
|
|
| 29.Personal Finances+ for Windows 3.1 |
|
|
22/Jun/2007 |
|
|
THIS PROGRAM IS NOT A BUNCH OF PERSONAL FINANCE
CALCULATORS WITH LIMITED USE. It is a collection
of 8 programs that allow you to: examine an annuity
or pension payout schedule based on the amount with-
drawn each month; evaluate the growth of your pension
or savings plan based on monthly investments;
determine the monies you should be saving to have an
adequate retirement fund; prepare a financial statement
acceptable to most banks; realize the value of early
savings and the time-value of money; compare "deals"
on the purchase of a new vehicle; evaluate your
portfolio performance; and track the individual
fundamentals for your stock portfolio to determine
buy/sell points. Printouts are professional-
looking and may be used by financial planners as
they contain a "prepared by:" area.
|
|
|
| 30.Savings/Pension Growth - for Windows 3.1 |
|
|
22/Jun/2007 |
|
|
AH-YES!!! COMPOUNDING INTEREST IS WONDERFUL!!! This
program will calculate a complete annuitization schedule for
regular deposits with duration's of up to 40 years at inputted
rates of return. The amount of interest accumulated during any
calendar year is also calculated for your use at tax time.
IF YOU'RE YOUNG ENOUGH, THE RESULTS OF SAVING
REGULARLY WILL ASTOUND YOU !!!
|
|
|
| 31.Retirement Investment Required - for Windows 3.1 |
|
|
22/Jun/2007 |
|
|
Have you completed an annual budget for your years of retirement
yet? Have you called the Social Security Hotline (1-800-772-1213)
to obtain your estimated monthly SS benefit so that you can
evaluate the monthly shortfall you may experience? This program
calculates the amount of money required to provide a given
monthly income at retirement with or without withdrawing capital,
which, when added to your Social Security monthly benefit, will
show your condition.
You can then calculate the additional monthly deposits you need
to make to retire with financial security.
|
|
|
| 32.Portfolio Fundamentals - for Windows 3.1 |
|
|
22/Jun/2007 |
|
|
This program shows in one table the majority of fundamental
information you can obtain from the Wall Street Journal,
Investor's Business Daily and online sources so that you can
keep an accurate weekly record of a given stock's performance.
|
|
|
| 33.Portfolio Evaluator - for Windows 3.1 |
|
|
22/Jun/2007 |
|
|
This program tracks your investment's performance for stocks,
bonds, mutual funds, etc. It allows you to evaluate the performance
year-to-date or from initial purchase.
|
|
|
| 34.Growing Money -for Windows 3.1 |
|
|
22/Jun/2007 |
|
|
O.K.! You're a businessman or employee helping your company
grow. Now use the same thinking to plan for your retirement
This program demonstrates the effect of interest compounding
for monthly, annual, and one-time deposits for any rate of return
or deposit amount.
|
|
|
| 35.Financial Statement - for Windows 3.1 |
|
|
22/Jun/2007 |
|
|
This program is arranged in a typical lending institution format.
Although it may not be in the format required by any given
institution, completion of the form should provide all the information
necessary for completing same. This form has been accepted by
many financial institutions nationwide.
|
|
|
| 36.Auto Loan Calculators - for Windows 3.1 |
|
|
22/Jun/2007 |
|
|
Confused by all the "hype" about rebates, low interest loans, or
"Rule of 78" versus simple interest loans? This program includes
most of the current types of financing available for automobile
loans. Included are: a simple interest loan calculator; a Rule of 78
loan calculator; a comparison of the two; and a program that can
evaluate the "best deal" on rebates versus low-interest, short-term
loans, as well as the use of a home equity loan for interest
deductions to reduce your taxes.
|
|
|
| 37.Annuity/Pension Payout - for Windows 3.1 |
|
|
22/Jun/2007 |
|
|
Are you planning for your retirement ? Do you have an annuity
and/or a pension plan but don't know how long it will last at payout?
Do you want to evaluate a lump sum payout as opposed to a
monthly payout for life? This program will demonstrate the length
of time your annuity/pension payout will last at an inputted monthly
withdrawal and includes interest earned from CD's, money market
accounts, savings accounts, or other ways you might invest your
lump sum payout.
What if? calculations can be made using various monthly
withdrawals and rates of return on your invested lump-sum payout.
|
|
|
| 38.Variable Rate Mortgage - for Windows 3.1 |
|
|
22/Jun/2007 |
|
|
Confused about "Teaser Rates", maximum annual interest rate
increases and maximum interest rate for the term of the loan.
This program demonstrates the worst-case scenario of a variable
rate loan.
This program also allows an analysis of the effect of different
loan rates applied over the length of the loan or it may be used
to actually track a loan repayment. Check your forecasting
ability with this program.
|
|
|
| 39.Mortgages+ for Windows 3.1 |
|
|
22/Jun/2007 |
|
|
THIS PROGRAM IS NOT A BUNCH OF MORTGAGE CALCULATORS
WITH LIMITED USE.
It is a collection of 8 mortgage type programs complete with
schedules which will help you evaluate the type of mortgage best
fitted for your use. Each program may be purchased separately.
The program provides full amortization schedules or complete
information to qualify for a new mortgage or refinance an existing
loan. The program includes added payment; balloon; biweekly
payments; simple interest loan; 15 versus 30 year; and variable
rate mortgages as well as a mortgage qualifier and a refinancing
analysis. Printouts are professional-looking and the programs
may be used by a financial planner as they include a "prepared by:"
entry area.
|
|
|
